Uninsured or Underinsured Motorists

March 5, 2012 · Posted in Blog, License / Insurance Blog 

New Jersey requires all automobiles registered in or principally garaged in the state to carry liability insurance in the minimum amount of $15,000.00. If a driver fails to carry the necessary auto insurance he puts more than just himself at risk. If he or she causes injury to you or your family members, suing him or her for damages will be useless if that driver does not have sufficient assets to collect your damages against.

However, your own insurance policy has uninsured and/or under-insured motorist coverage to protect you these cases. It is essential to contact an attorney to create a plan of action if you have been involved in a car accident with an uninsured or under-insured driver.

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