If you have been injured in a work-related accident in New Jersey, you are entitled to full medical benefits from your employer. The employer is required to provide all necessary medical treatment, temporary disability benefits, and potentially permanent disability if you have been injured on the job.
There is no limit on the amount of an employee’s workers compensation medical benefits. Therefore, your medical bills should be completely paid for. There are no deductibles and no co-payments. However, only treatment authorized by your employer’s insurance carrier is covered and you are required to see the doctors of your employer’s choosing. You should be aware that chiropractic treatment is almost never approved. An employee can request a second opinion to see another physician. This second opinion must be first approved by the employer. In addition to paying all outstanding medical bills and necessary treatment, the employee may also recover temporary income benefits and permanent disability depending on the nature and extent of the injury. In addition, the injured worker may be able to file a third party claim against another entity responsible for the work-related injury. As a result, it is essential that you contact an experienced workers’ compensation lawyer to represent you and evaluate your claim. Randolph H. Wolf is available at (732)741-4448 to provide you immediate assistance with regard to your work related injury.